Deposit and withdrawal methods
Fund your account and take money out in pounds sterling with the payment methods most people in the UK already use. Every method listed here is free of charge from our side, and each shows its typical processing time.
- Cards
- Apple Pay and Google Pay
- Bank transfer
- PayPal
Withdrawal methods
Withdrawals normally return to the method you used to deposit, which is a security measure as well as a practical one. Times start once the request has been approved.
| Payment method | Type | Fee | Processing time | Details |
|---|---|---|---|---|
| PayPal | Digital wallet | Free | Within 24 hours | If you funded your account with PayPal, withdrawals can go back to the same PayPal account. After approval the money normally reaches your PayPal balance within 24 hours. |
| Visa | Debit / credit card | Free | 1–5 business days | Withdrawals can be returned to the Visa card used to deposit, where your card issuer supports it. Final timing depends on the issuer and your bank and usually takes one to five business days. |
| Mastercard | Debit / credit card | Free | 1–5 business days | Funds can be sent back to the Mastercard used for the deposit. Processing depends on the issuing bank and the card network and usually takes one to five business days. |
| Apple Pay | Mobile wallet | Free | 1–3 business days | Withdrawals to an Apple Pay deposit are returned to the underlying card. Expect one to three business days for the money to appear on your statement. |
| Google Pay | Mobile wallet | Free | 1–3 business days | Withdrawals to a Google Pay deposit are returned to the card behind the wallet. Expect one to three business days for the funds to show. |
| Bank transfer (Faster Payments) | Bank transfer | Free | Within 24 hours | Send funds to a UK bank account in your own name. Transfers are normally released within 24 hours of approval and are usually available to you straight after. |
First withdrawals may need identity verification. See the Withdrawal policy for limits, checks and reasons a request may be delayed.
Deposit methods
Deposits are usually credited instantly. Your own bank may ask you to approve the payment in its app first.
| Payment method | Type | Fee | Processing time | Details |
|---|---|---|---|---|
| PayPal | Digital wallet | Free | Instant | Fund your account from your PayPal balance or from a card or bank account linked to PayPal. Once the payment is confirmed the deposit normally appears in your account straight away. |
| Visa | Debit / credit card | Free | Instant | Pay with a UK-issued Visa debit or credit card. Your bank may ask you to approve the payment through Visa Secure or its own app, after which the deposit is normally credited immediately. |
| Mastercard | Debit / credit card | Free | Instant | Pay with a Mastercard debit or credit card. A strong customer authentication step in your banking app is common, and the deposit is usually credited as soon as it is approved. |
| Apple Pay | Mobile wallet | Free | Instant | Use a card stored in Apple Wallet on an iPhone or iPad. Payments are confirmed with Face ID, Touch ID or your passcode and are normally processed at once. |
| Google Pay | Mobile wallet | Free | Instant | Use a card saved to Google Pay on a compatible Android device. After you authenticate on your phone the deposit is usually credited without delay. |
| Open Banking transfer | Bank transfer (Faster Payments) | Free | Instant | Pay directly from your UK current account by approving the payment in your own banking app. The transfer runs over Faster Payments and is normally credited within moments. |
Practical points before you pay
- Use a payment method in your own name. We cannot accept payments from third parties.
- Your bank may apply its own charges or limits, particularly on card payments to trading services.
- Card payments can sometimes be declined by banks that restrict transactions linked to digital assets. If that happens, try Open Banking or ask your manager.
- Keep screenshots of confirmations until the funds show in your balance.
Capital is at risk. Depositing quickly does not make a trade safer. Decide how much you can afford to lose first and deposit only that. See Fees and pricing for the starting amount of each plan, and Risk disclosure for what can go wrong.